Fernandina Beach, Florida Mortgage Rates

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Fernandina Beach Home Purchase Rates

30-YR. Conventional

Rate 5.25%  APR 5.281%

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30-YR. FHA Loan

Rate 4.75% APR 5.483%

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30-YR. VA Loan

Rate 4.875% APR 5.025%

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Fernandina Beach Refinance Rates

30-YR. Conventional

Rate 5.25% APR 5.292%

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30-YR. FHA Loan

Rate 4.75% APR 5.483%

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30-YR. VA Loan

Rate 4.875% APR 5.104%

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15 Year Rates in Fernandina Beach are even LOWER!

Call for custom fixed rate terms from 8 – 30 years.

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Rates based on a Loan Amount of $315,000, Loan to Value (LTV) 70%, Credit FICO Score 770 Rates, terms, and fees as 4/22/2022 11:00 AM Central Standard Time and subject to change without notice. Rates are posted daily at 11am Monday – Friday.  Rates are not posted on the weekend. Call the Smart Mortgage rate lock line now (888) 999-1350.

Fernandina Beach, Florida Mortgage Calculator

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    Check out our Fernandina Beach, FL Mortgage Reviews

    Fernandina Beach is a city in and the county seat of Nassau County, Florida, United States. It is the northernmost city on Florida’s Atlantic coast, situated on Amelia Island, and is one of the principal municipalities comprising Greater Jacksonville. The area was first inhabited by the Timucuan Indian people. Known as the “Isle of 8 Flags”, Amelia Island has had the flags of the following nations flown over it: France, Spain, Great Britain, Spain (again), the Republic of East Florida (1812), the Republic of the Floridas (1817), Mexico, the Confederate States of America, and the United States.